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Card verification though advcash.com
Credit/Debit Card Payment Flow via the Advcash SCI
1.
The merchant website offers the user to choose from a
range of Advcash-powered payment methods by displaying the method selection
page of the Advcash SCI tool (shopping cart
interface).
2.
Upon selecting the credit/debit card option and
clicking Go to Payment, the user is prompted to enter their credit or debit
card details.
3. After the
user clicks Pay, the system analyzes the card using the details provided.
If the card has been previously verified during an Advcash-powered
merchant payment or Advcash wallet deposit, the payment completes
automatically, all steps listed below are skipped, and no further actions are
required.
If the card has
never been used and verified for an Advcash payment, the verification flow
begins.
The email field
appears in the same window. The user enters their email, and depending on
whether an Advcash account with this email exists or not, the user is prompted
to enter their full name so that an Advcash account is created for them
automatically, or, if the account does exist, an email with verification
request details and link is sent to the address provided.
4. At the next
step, the system waits for debit confirmation from the card acquiring service.
The ‘The payment has not arrived yet’ message is
displayed until the funds are debited from the card and the debit confirmation is received.
As
soon as the amount is debited and the user clicks Refresh, they are redirected
to the payment verification page.
The system also checks for debit confirmation in the background. If it is
received sooner than the user clicks Refresh, the user is redirected to the
next step automatically.
5. Payment
verification flow can vary depending on user verification status in Advcash. But you will need to log/register in to advcash.com with your above submited e-mail.
If
they do have a verified account, they will only need to upload a photo of the
front side of the card, as well as a selfie with this card.
Once both photos
are uploaded, they will be automatically sent for the review to the compliance
team. Most submissions are reviewed within 60 minutes.
The customer will then be
redirected to the verification details page.
The
page lists uploaded images, offers an option to cancel the verification and
re-upload all images, and an option to cancel the payment and abort the entire
process.
As soon as the
photos are uploaded and approved, the merchant receives the payment automatically.
No further actions are required from the customer or from the merchant.
If the user does
not have a verified Advcash account, they will need to complete identity
verification + submit a photo of the card.
